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on the economy. here is what he had to say. would bet daebt imprudent to dismiss that that can act as a drag on economic recovery. borrowers are seeing high rate s. without a refinance option, they struggle to reduce the payments, even though they have hills and solid credit history. -- bills and solid credit history. take the housing market during her time homebuyers are in demand. data shows that adults are living at home with parents. in addition to home ownership, data revealed low contribution rates to employer retirement lands among young graduates. -- retirement plans among young graduates. agencies have taken steps to increase liquidity and the functioning of the credit market in recent years. the current conditions and the student loan market might have a long-term impact on the economic vitality of many borrowers today. many are unable to secure credit accommodations to manage their obligation. given the potential impact of student debt on the broad economy, the situation demonstrates the need for attention. host: josh mitchell of the wall street journal, are they empowered in any
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